Improve your customer experience

Battle tested, rapidly scalable and feature rich on the market

Achieve your digital ambitions without compromising on performance, information security and push fraud

Bankableapi Marketplace

We take trust and integrity to a whole new level.

Banking

From data lakes of banks through a single API

Financial Services

Full stack solution for institutions and banks

IT and telecom

Access hundreds of banks through a single API

Healthcare and life sciences

Create deeper level of security with strong customer authentication (SCA)

Government

Access hundreds of banks through a single API

Retail and consumer goods

Get third parties checked and verified in a matter of seconds

Unlock the power of real-time data

Build friction-less, real-time, personalized products


Accelerate the development of APIs by reducing the need to build costly custom designed systems in-house

Our clients & partners

Partner with us and devise a viable API Strategy

Lower barriers, quicker on-boarding


  • API-driven, abstracting away the complexities

  • Developer centric, user-friendly and seamless

  • Rapid launch & scale products

  • Easily decouple infrastructure & rapidly open APIs

  • Get to market quickly and enable all non-finance players

Our expertise at your service

Work with a dedicated team of banking and Open API experts to achieve your business goals

Global connectivity available locally

Expand your business worldwide by accessing accounts from various business corporate and financial

Open API for Every Business

Bankableapi is a one-stop shop with solutions for any business to build innovative services

No regulatory licence needed

You can discover countless open banking possibilities even without having your own PSD2 license or certificates

For business users & developers with love

Our SaaS solutions are fast and easy to integrate with clear documentation and complete testing environment

Built with Security-First Architecture

Battle tested, security-first architecture secured through multiple layers secured through multiple layers

Think API-as-a-Product

By-pass legacy & spaghetti systems and become open API compliant quickly

Take next major leap of the API economy, adapt & deploy faster

Payments


Merchants want credit at better terms. Supercharge your payment solutions with a lending layer and improve retention. Enable early access to funds, Integrates into your existing funds flow

Remittance


Customers need credit to support their families. Make instant credit an option within the transfer flow. Make Unsecured loans available, Compliance APIs, Decisions built into the transfer flow.

API Scalability & Management


Becoming our partners, we can help to expand your fintech footprint and reach more customers. Hybrid APIs, Low Code APIs

IoT, AI, Blockchain & Usability


CI/CD Deployment. BankableAPI is an open API platform allows third parties and banks to connect quickly.

Micro-services Design & Architecture

Adapt to change at varying speeds in different parts of the overall system; Service Mesh, Containers, Kubernetes.

API Design Standards & Specifications

Facilitate connections, trust and business within the community of providers and consumers, OpenAPI, AsyncAPI, Rules

API Scalability & Management

Open ecosystem of API-centric architecture Usability, CI/CD Deployment

API Testing

API must be usable, reliable; testing is significant to success, beyond unit, load & performance testing with Hybrid & Low Code APIs


Bulk payments

Bank integrations created with Open API batch payments allow businesses to easily make payments.


  • Safe & secure

  • Cost effective & flexible system

  • Easy to configure and scale payments

Agriculture

Add an ideal credit solution for farmers and their workers.


Fully customizable and scalable across multiple states. Embed lending into your app, setup for loans as small as available in the market and scale debt capital through partners.

Corporate Credits

Merchants want credit at better terms.


Supercharge your payment solutions with a lending layer and improve retention. Enable early access to funds, Integrates into your existing funds flow

Retail Lending

Customers need credit to support their families.


Make instant credit an option within the transfer flow. Make Unsecured loans available, Compliance APIs, Decisions built into the transfer flow.

Buy now Pay Later

Buyers want credit at better terms.


Supercharge your payment solutions with a lending layer and improve retention. Split purchases to multiple payments

Charge & credit cards

Extend your cardholder’ spending budgets.


They want via an open line of credit, increasing interchange revenue and also potentially gaining interest. Integrate with both debit and credit BIN ranges on Visa and Mastercard, all card issuing platforms, including Stripe and Paypal

Payroll loans

Allow employees to get early access.


To unearned wages for short term needs direct within their payroll app. APIs can integrate to any open payroll provider. Funds flow can deduct from user’s bank account or from payroll directly

Credit-as-a-Service

Should never have to worry about slowed down.


By the credit infrastructure and compliance requirements. resources including credit policy templates. API-driven, developer centric approach enables companies to launch and scale credit products with their existing stack.

Real Estate

Real estate financing, real estate ownership, property purchase.


Buy land/property from anywhere in the world. Backend API that may be used: search land department API, use credit scoring API, Apply for Loan API, Identify Verification, Purchase, Real Estate Ownership, etc.

E-commerce

Improve merchant value proposition.


By offering them loans through your platform. Enable multiple product types, Fund instantly using partner integrations, Commercial loans.

Restaurant, Food & Beverage

Enable capital solutions to build affinity with restaurants.


Become their cash flow management partner for the long term. Preapprove applications + fund quickly, Setup flexible repayments, Ledger + Accounting, etc

Healthcare & Life

Healthcare and life sciences.


Give patients an alternative way to pay for procedures. A built-in lending experience that can be enabled at point of sale. Split medical bills into smaller payments.

Retail & Travel

  • Lifestyle goals

  • Personalized discounts

  • Behavior driven rewards

  • Carbon footprint tracker using Environmental, social, and governance (ESG) model

  • Switch utility services

  • Customized travel solutions

  • Subscription management

  • Rental management

  • Public benefit schemes

  • Health care financing

  • Conversational banking (how quickly can I buy a car)

  • Consumer needs (Pay, Save, Borrow, Manage Risks, Get Advice)

  • Cars Petrol stations & taxis

  • Management of Cashback (bonus points, miles, etc)

  • Car Parking automated payments

  • Deferred credit schemes

IT and Telecom

Use cases.


  • Banking-as-a-Service (BaaS)

  • P2P services

  • Experience APIs

  • Machine Learning & Big Data Analytics as a Service

  • Biometics

  • Crypto exchange

  • Crypto payments

  • Data access players

  • Data processors

  • Data presentations players

  • Marketing

Transportation & Logistics

Offer business loans or lines of credit to trucking businesses.


Those who use card products. Improve retention and earn interest revenue. With all card issuing platforms (licenses+ Ledger + Accounting) etc with one integration.

Ability to generate new revenues

Tamper Resistant Logging & Audit Control


These APIs can be used to create innovative products and services which will ultimately drive new revenue streams, increase customer engagement and retention, reduce churn and transaction costs, simplify compliance requirements and improve overall business agility.


  • OAuth 2.0 authorization standard

  • API driven infrastructure and elastic & scalable environment

  • Near-instant access to data


We help reduce fraud and promote security by integrating our services into your business. We provide immediate insight into your financial transactions and improve the ability to track spending.use an