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Battle tested, rapidly scalable and feature rich on the market
Achieve your digital ambitions without compromising on performance, information security and push fraud
Digital transformation for your business with Bankableapi
We take trust and integrity to a whole new level.
Reduce operational costs, expand their customer base, meet market demands and grow their revenue
We invent them.
Accelerate the development of APIs by reducing the need to build costly custom designed systems in-house
Open Banking use cases for banking industry
Lowest Hanging Fruits & Quick Wins for Banks
Lower barriers, quicker on-boarding
Verify accounts for payments
Check balances to avoid payment failures
Confirm bank account ownership to minimize fraud
Verify accounts to underwrite risk for loans or automatically pay bills
Account-to-account (A2A) payments have lower fees than card payments which can improve profit margins
Use linked bank accounts to streamline direct debit payments for businesses, which boosts conversions and reduce payout failures
Financial-grade API is an industry-led specification of JSON data schemas, security and privacy protocols
Take next major leap of the API economy, adapt & deploy faster
Strong Customer Authentication
OAuth v2.0 & Open ID Connect ready
mTLS, HTTPS & tokenized data exchange
By-pass legacy & spaghetti systems and become open API compliant quickly
Build friction-less, real-time, and personalized products through single integration point
Helping people to take charge of finances & make informed decisions
Bank integrations created with Open API batch payments allow businesses to easily make payments.
Safe & secure
Cost effective & flexible system
Easy to configure and scale payments
Agriculture
Fully customizable and scalable across multiple states. Embed lending into your app, setup for loans as small as available in the market and scale debt capital through partners.
Corporate Credits
Supercharge your payment solutions with a lending layer and improve retention. Enable early access to funds, Integrates into your existing funds flow
Retail Lending
Make instant credit an option within the transfer flow. Make Unsecured loans available, Compliance APIs, Decisions built into the transfer flow.
Buy Now Pay Later (BNPL)
Supercharge your payment solutions with a lending layer and improve retention. Split purchases to multiple payments
Charge & credit cards
They want via an open line of credit, increasing interchange revenue and also potentially gaining interest. Integrate with both debit and credit BIN ranges on Visa and Mastercard, all card issuing platforms, including Stripe and Paypal
To unearned wages for short term needs direct within their payroll app. APIs can integrate to any open payroll provider. Funds flow can deduct from user’s bank account or from payroll directly
By the credit infrastructure and compliance requirements. resources including credit policy templates. API-driven, developer centric approach enables companies to launch and scale credit products with their existing stack.
Real Estate
Buy land/property from anywhere in the world. Backend API that may be used: search land department API, use credit scoring API, Apply for Loan API, Identify Verification, Purchase, Real Estate Ownership, etc.
eCommerce
By offering them loans through your platform. Enable multiple product types, Fund instantly using partner integrations, Commercial loans.
Food & Beverage
Become their cash flow management partner for the long term. Preapprove applications + fund quickly, Setup flexible repayments, Ledger + Accounting, etc
Healthcare & Life Sciences
Give patients an alternative way to pay for procedures. A built-in lending experience that can be enabled at point of sale. Split medical bills into smaller payments.
Retail & Travel
Lifestyle goals
Personalized discounts
Behavior driven rewards
Carbon footprint tracker using Environmental, social, and governance (ESG) ratings
Switch utility services
Customized travel solutions
Subscription management
Rental management
Public benefit schemes
Health care financing
Conversational banking (how quickly can I buy a car)
Consumer needs (Pay, Save, Borrow, Manage Risks, Get Advice)
Cars Petrol stations & taxis
Management of Cashback (bonus points, miles, etc)
Car Parking automated payments
Deferred credit schemes
IT & Telecom
P2P services
Experience APIs
Analytics as a Service
Biometrics
Crypto exchange
Crypto payments
Data access players
Data processors
Data presentations players
Marketing
Transportation & Logistics
Those who use card products. Improve retention and earn interest revenue. With all card issuing platforms (licenses+ Ledger + Accounting) etc with one integration.
Ability to generate new revenues
OAuth 2.0 authorization standard
API driven infrastructure and elastic & scalable environment
Near-instant access to data
We help reduce fraud and promote security by integrating our services into your business. We provide immediate insight into your financial transactions and improve the ability to track spending.use an