Improve your customer experience
Battle tested, rapidly scalable and feature rich on the market
Achieve your digital ambitions without compromising on performance, information security and push fraud
Digital transformation for your business with Bankableapi
We take trust and integrity to a whole new level.
Reduce operational costs, expand their customer base, meet market demands and grow their revenue
Everyone wants easier ways to connect
We invent them.
Accelerate the development of APIs by reducing the need to build costly custom designed systems in-house
Open Banking use cases for banking industry
Lowest Hanging Fruits & Quick Wins for Banks
Lower barriers, quicker on-boarding
Verify accounts for payments
Check balances to avoid payment failures
Confirm bank account ownership to minimize fraud
Verify accounts to underwrite risk for loans or automatically pay bills
Account-to-account (A2A) payments have lower fees than card payments which can improve profit margins
Use linked bank accounts to streamline direct debit payments for businesses, which boosts conversions and reduce payout failures
Financial-grade API Security
Financial-grade API is an industry-led specification of JSON data schemas, security and privacy protocols
Take next major leap of the API economy, adapt & deploy faster
Strong Customer Authentication
OAuth v2.0 & Open ID Connect ready
mTLS, HTTPS & tokenized data exchange
Farewell to legacy
By-pass legacy & spaghetti systems and become open API compliant quickly
Build apps faster
Build friction-less, real-time, and personalized products through single integration point
Make informed decisions
Helping people to take charge of finances & make informed decisions
Bulk Payments
Bank integrations created with Open API batch payments allow businesses to easily make payments.
Safe & secure
Cost effective & flexible system
Easy to configure and scale payments
Agri Funding Advantage
Add an ideal credit solution for farmers and their workers.
Agriculture
Fully customizable and scalable across multiple states. Embed lending into your app, setup for loans as small as available in the market and scale debt capital through partners.
Credit Boost
Merchants want credit at better terms.
Corporate Credits
Supercharge your payment solutions with a lending layer and improve retention. Enable early access to funds, Integrates into your existing funds flow
Family Finance
Customers need credit to support their families.
Retail Lending
Make instant credit an option within the transfer flow. Make Unsecured loans available, Compliance APIs, Decisions built into the transfer flow.
Payment Supercharge
Buyers want credit at better terms.
Buy Now Pay Later (BNPL)
Supercharge your payment solutions with a lending layer and improve retention. Split purchases to multiple payments
Lending integration
Extend your cardholder’ spending budgets.
Charge & credit cards
They want via an open line of credit, increasing interchange revenue and also potentially gaining interest. Integrate with both debit and credit BIN ranges on Visa and Mastercard, all card issuing platforms, including Stripe and Paypal
Payroll Loans
Allow employees to get early access.
To unearned wages for short term needs direct within their payroll app. APIs can integrate to any open payroll provider. Funds flow can deduct from user’s bank account or from payroll directly
Credit-as-a-Service
Should never have to worry about slowed down.
By the credit infrastructure and compliance requirements. resources including credit policy templates. API-driven, developer centric approach enables companies to launch and scale credit products with their existing stack.
Integrated Real Estate
Real estate financing, real estate ownership, property purchase.
Real Estate
Buy land/property from anywhere in the world. Backend API that may be used: search land department API, use credit scoring API, Apply for Loan API, Identify Verification, Purchase, Real Estate Ownership, etc.
E-commerce
Improve merchant value proposition.
eCommerce
By offering them loans through your platform. Enable multiple product types, Fund instantly using partner integrations, Commercial loans.
Restaurant, Food & Beverage
Enable capital solutions to build affinity with restaurants.
Food & Beverage
Become their cash flow management partner for the long term. Preapprove applications + fund quickly, Setup flexible repayments, Ledger + Accounting, etc
Healthcare & Life
Healthcare and life sciences.
Healthcare & Life Sciences
Give patients an alternative way to pay for procedures. A built-in lending experience that can be enabled at point of sale. Split medical bills into smaller payments.
Retail & Travel
Healthcare and life sciences.
Retail & Travel
Lifestyle goals
Personalized discounts
Behavior driven rewards
Carbon footprint tracker using Environmental, social, and governance (ESG) ratings
Switch utility services
Customized travel solutions
Subscription management
Rental management
Public benefit schemes
Health care financing
Conversational banking (how quickly can I buy a car)
Consumer needs (Pay, Save, Borrow, Manage Risks, Get Advice)
Cars Petrol stations & taxis
Management of Cashback (bonus points, miles, etc)
Car Parking automated payments
Deferred credit schemes
Network Performance
Enabling real-time monitoring and management of network or system performance
IT & Telecom
P2P services
Experience APIs
Analytics as a Service
Biometrics
Crypto exchange
Crypto payments
Data access players
Data processors
Data presentations players
Marketing
Transportation & Logistics
Offer business loans or lines of credit to trucking businesses.
Transportation & Logistics
Those who use card products. Improve retention and earn interest revenue. With all card issuing platforms (licenses+ Ledger + Accounting) etc with one integration.
Ability to generate new revenues
Tamper Resistant Logging & Audit Control
These APIs can be used to create innovative products and services which will ultimately drive new revenue streams, increase customer engagement and retention, reduce churn and transaction costs, simplify compliance requirements and improve overall business agility.
OAuth 2.0 authorization standard
API driven infrastructure and elastic & scalable environment
Near-instant access to data
We help reduce fraud and promote security by integrating our services into your business. We provide immediate insight into your financial transactions and improve the ability to track spending.use an